How To Buy A House With A Low Down Payment in Placerville CA

How To Buy A House With A Low Down Payment in Placerville CA

In today's market, a big down payment  does not necessarily mean you can't benefit from the most affordable real estate estate prices in decades.

Low and No Down Payment Loan

Over the years I have assisted many families in purchasing homes with little or no down payment.  Having experience with VA Zero Down Financing, FHA Financing, USDA loans and Conventional Financing I can tell you the process does take a few extra steps but with proper preparation buying a home is easier than you think!

Experience During Negotiations Can Save You Money

Once you have found a home and are ready to make an offer, it is very important to work with a Realtor that has a proven track record of negotiating beneficial terms. We can negotiate for all closing costs/repairs/inspections to be paid by the Seller. This keeps more money in YOUR pocket. If you qualify for a VA loan, we can negotiate terms which require no money down. Contact us today to find out what other negotiation strategies we can put to work for you!

Get Prequalified 

Once you’ve built your budget and know how much of a monthly payment you can comfortably afford, get prequalified. This allows you to estimate the loan amount and type that’s right for you. Then, when you’re searching for a home, you’ll know which homes are in your price range.

Regardless of the loan amount you’re prequalified for, stick to your budget and the amount you can comfortably afford. Your lender may prequalify you for more than you think you can comfortably afford. If this happens, you can always offer the lower loan amount. You’re not obligated to share your prequalification amount with the seller, so simply ask the lender to only show the amount of your offer price when presenting your prequalification certificate.       

Thank you for reading about How To Buy A House With A Low Down Payment in Placerville

Provided courtesy Brian Creel - Real Living GreatWest  

Hire a positive and proactive Realtor to help you find your next home! 

Call or text 530.409.1076 for information on Buyer's Representation Services 

(NO COST TO HOME BUYERS) 

Search entire MLS for FREE at www.PlacervilleListings.com 

Get a FREE report on YOUR HOME's Value at www.PlacervilleListings.com/sell